Both lenders and borrowers have benefited from subprime auto loans in the past. However, as time moves forward, subprime auto lending is posing more risks to lenders and borrowers alike. As a financial professional, you need to stay up-to-date with these risks in order to provide your clients with the best advice. You need to offer more than just information ... Read More »
We all know the upside of starting a business. If you follow the startup world, every month’s issue of startup magazines feature the rag to riches story of a founder who know has more customers than some countries have citizens. Those stories are attractive. They invoke emotion. I’ve often found myself day dreaming about what it would be like to ... Read More »
Homeowners need to know the value of their property in order to sell it effectively. As a homeowner looking to sell your property, you need to calculate your property’s worth before putting it on the market. Unfortunately, the process is not cut and dry. You need to add numerous financially relevant factors into the equation. Only then, will you receive ... Read More »
Online banking provides business owners with the ability to transfer money instantly. As a business owner, you deal with transferring money on a daily basis. Whether you are initiating a transfer or awaiting payment, the transfer process directly impacts your financial status every day. You can manage a salon business or operate a restaurant. Either way, you need fast banking ... Read More »
Small business owners learn how to process ACH payments for a variety of reasons. As a business owner looking for a way to safely make and receive payments, you should be aware of these reasons. Unlike paper checks, Automated Clearing House transactions occur electronically. Since transactions occur online, the option is much safer than paper transactions. You can save time ... Read More »
To guarantee optimal organization and avoid financial downfall, companies open business bank accounts. As a business owner without a business bank account, you need to open one immediately. Company owners who fail to realize the importance of separating their business and personal finances suffer in numerous ways. By not opening a business bank account they falter financially and legally. To ... Read More »
You are in need of a mortgage to buy that special house you and your partner have your eye on. With a growing economy and favorable lending rates in the current market, you should still shop around for the best deal that you can get. A lower rate on your mortgage could save tens of thousands of dollars over a ... Read More »
Many self-employed workers turn to personal business loans for financial assistance. As a self-employed worker, you perform business duties as an individual or sole proprietor. Similar to other business owners and employees, you need funding. Unfortunately, finding secured vs unsecured loans is not as easy as it sounds. This is especially true because the requirements vary between the types of ... Read More »
Typically, business owners contact asset based lenders when they run out of other financial options. As a business owner struggling to obtain a loan for your company, look to asset based lenders for assistance. While you may not have the credit score you need, you can still receive emergency funding. Whether you opened a painting franchise or own a technology ... Read More »
Running a business can be expensive, especially when you factor in all of the operating costs. However, a few small changes can help to minimize the expenses so that your business can thrive. Consider using some of the tips below to cut your business operating costs. Outsource Time-Consuming Tasks Which tasks are the most lengthy, frustrating, or expensive for you ... Read More »
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