When thinking about credit reports and credit bureaus, many people immediately think of the three largest credit reporting agencies. These three are TransUnion, Equifax, and Experian. While some there are some alternative credit bureaus, the three mentioned above are just the largest and therefore dominate the market. Are Credit Bureaus Run By The Government? It is a common misconception that ... Read More »
The American Clearing House, or ACH, is a tool used by many companies to handle their monetary transfers and payment processing. ACH integration comes with many security benefits for the companies involved. As a company’s CFO, you may wonder what factors might cause problems with ACH integration. While the ACH offers many advantages, there are factors with using it that ... Read More »
It has been estimated that more than 16,000 automobile accidents occur in the United States every day. Hundreds of thousands of American citizens miss work each year because of work-related injuries or medical errors. The consequences of an injury may include lost wages, huge medical expenses, and even inability to earn in the future. What To Do After An Injury? ... Read More »
When applying for loans, one should consider getting a non collateral loan. A non collateral loan is an unsecured loan that does not require collateral to be approved. As someone with bad credit, this type of loan is useful for getting money upfront. However, banks consider non collateral loans riskier. Due to your credit score, you may have difficulty securing ... Read More »
Getting a loan preapproval for a mortgage can be very beneficial. Obtaining a preapproval letter allows you to receive many benefits. As a potential home buyer, you want to be looking at the right homes for you. Get a loan preapproval to ensure that you’re not wasting your time on the wrong homes. Although there are many benefits to getting ... Read More »
When in difficult situations, the best way out is often to take out an emergency loan. The type of loan, and where you get it from, will depend on the situation. When hit with an emergency, the first thing on your mind is where to obtain the money to deal with it, especially if the situation is life-threatening. It isn’t ... Read More »
Online billing software has a lot of underutilized features. As a financial manager, you can take advantage of these features to effectively handle financial operations. You can use these features to lessen your workload. Read on to learn about online billing software features. Automated Billing Automated billing is one of the most basic features of online billing software. You can ... Read More »
Every new business owner has to learn how to deal with small business finances. As a new business owner, you need to understand how to manage your businesses’ finances if you want to stay in business. Don’t apply for a business credit card until you understand the foundation of financing your business. There are some finance basics you need to ... Read More »
A surety bond is a legal contract that guarantees the fulfillment of one’s duty or a number of duties. In legal term, duty refers to a legally enforceable promise. When a bond is furnished, all the duties or obligations that one party needs to fulfill must be listed in writing. There is a common misconception that a surety bond is ... Read More »
Asset based financing is the use of a company’s assets as collateral for a loan. There are several factors that affect asset based lending rates. As an expanding business owner, you should consider an asset based loan if you have unused assets. You want to negotiate the largest loan possible with the lowest interest rate. Read on to learn about ... Read More »
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