With Christmas only 2 months away, many are starting to get their plans in place. Whether it’s the purchasing of Christmas decorations or presents for family and friends, Christmas is one of the most expensive times of the year. It’s a multi-million-dollar industry for retail business while other business owners experience a Christmas downturn. The cost of Christmas leaves many ... Read More »
As a credit card holder, picking the right credit card can have a huge impact on your personal and business finances. 2% cash back credit cards can help reduce your spending and put some money back in your pocket. 2% cash back cards work by giving you 2% of your spendings back in cash, 1% when you make your purchase ... Read More »
Depending on who you ask, a reverse mortgage is either an expensive loan that ultimately costs you or a great way to help fund your retirement. If the loan allows you to maintain your lifestyle without blowing through your savings, it could be a financially sound decision. A reverse mortgage is typically viewed as the last major loan you’ll need in ... Read More »
Luxury is far from free when it comes to car insurance. The cost of insuring luxury cars is higher than the cost of insuring ordinary cars. Sportier cars are often pricier to insure because of the likelihood of reckless driving. If you’re looking to drive around in an expensive car, you should also be looking to save money on the ... Read More »
Everything is available for purchase on the internet: food, toys, electronics, and even diamonds. Buying diamonds can be stressful. You’re trying to find that perfect stone for that special someone. But, the market is huge. Whether you’re getting a present for a friend or family member, or you’re getting that forever ring, there’s a suitable stone for you. Here are ... Read More »
For small businesses, money is often tight. Knowing how to properly manage your cash flow will allow you to increase your chances of experiencing long-term, sustainable success. Most people think about money management in terms of personal finance, but it’s equally important in running a successful small business. As you seek to put your business on the right track, here ... Read More »
Today, the majority of bankruptcy filings are those of consumers, not businesses. Those consumers typically file bankruptcy due to unexpected financial difficulties, such as job loss and illness. These people are not always lucky enough to have a workplace pension they can tap into early in such extreme cases. Especially when you are already in a dark place, filing for ... Read More »
Managing credit cards and handling finances are a key part of running a business. An underutilized option for paying off debt is a balance transfer. A balance transfer allows you to transfer debt from one credit card to another credit card. Business owners can utilize balance transfer options to manage their debt. Typically, credit card companies incentivize these transfers with ... Read More »
Falling into financial trouble because of overusing the credit available to us is a common problem that can seem impossible to overcome. While it might involve sacrifices and serious compromises, it is possible to come back from a negative credit situation. No matter how complicated it may seem, proper debt management can get you back on the right track. If ... Read More »
Negotiating commercial loans are a common part of any business. Securing a low interest rate for such a loan can seem daunting. Banks spend a lot of time working out commercial interest rate. For a small business owner looking for a commercial loan or mortgage, the process can seem overwhelming. While commercial rates are generally lower than the ace cash ... Read More »
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