Financial leverage is a business term that is used to describe the debt or borrowing of funds that are then used to purchase a company’s assets. As a new business owner, you may be tempted to take on large amounts of debt in order to maintain costly assets. However, this is not always the right decision. A high financial leverage ... Read More »
It is typical for companies to offer a 401k plan or health insurance as part of the employee benefit package. However, there are many other perks and benefits that employees would love to have as well, all of which are very inexpensive for a company to adopt. For instance, an employee under the age of 35 would rather have free ... Read More »
Business-education partnerships are a mutually beneficial relationship between a business and a school or community organization as they work toward established goals. These types of partnerships are a great way for businesses to give back through the education system. Some business-education partnerships can be small scale projects involved in a few classrooms or they can involve entire school boards, helping ... Read More »
If you do not work in business, you may have heard the phrase “cost-benefit analysis” only in passing. However, at the heart of this business term is a concept that can be utilized by large business owners and small business owners as well. To learn more about what a cost-benefit analysis is and how it can be used for your ... Read More »
If you have good personal credit, the best personal lending options will be available to you and your business. If you don’t have a lot of experience with personal lending, however, it may be difficult to know that the loan you are offered is the best option available to you. We will include some techniques below, for finding the best ... Read More »
Ratio analysis is a quantitative analysis of financial information that converts quantities into ratios in order to allow businesses to make meaningful comparisons between their own successes and that of the competition. These calculation are also useful for business owners looking for private business loans. Ratio analysis can help business owners and financial managers evaluate various aspects of a company’s ... Read More »
Aspiring entrepreneurs may experience a road block when it comes to actually thinking up a business. It can often seem as if all of the good entrepreneur ideas have been taken, and there is nothing new to bring. However, there are actually hundreds of ways in which you can contribute and start your dream business, even as a social entrepreneur. ... Read More »
The government’s workplace pension scheme has been somewhat of a success since it was introduced a few years ago. Automatic enrollment has meant many workers who previously weren’t saving for retirement now have some money set aside, with the incentive of employers matching contributions leading to many more opting in to the scheme. Types Of Workplace Pensions There are different ... Read More »
In any company, bank reconciliation is an important part of the overall accounting process. For companies like Intuit stock, there are thousands of checks being processed every month. Even if you don’t have a formal accounting departments, a general manager or business owner should be responsible for doing proper reconciliation of bank statements. Especially in small businesses, business owners should ... Read More »
Capital One Spark business cards are very popular in among business owners. If you have not already heard of them, they are widely known for great cash back savings on all types of purchases. Many business owners use them to get cash back on their annual expenses by putting everything on their Capital One business credit card. To learn more, ... Read More »
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