Borrowing money to pay a mortgage is very common. Discovering how much you can borrow is a major factor that goes into the house you are able to afford. As a future home owner, you are probably overwhelmed with the houses on the market and how they compare to what you can afford. Look at buying a house the same ... Read More »
Estate planning is especially important for small business owners. Between management confusion and estate taxes, many small businesses do not survive the death of their owner. As an aging business owner, you need to put a plan in place, both to insure your business’ survival and to provide money for your family. If you fail to do this, you might ... Read More »
Check payment is a widely accepted form of payment that businesses use. All businesses try to establish a check printing system in-house to make the payment process efficient. Whether you have A3 printers or commercial grade solutions in the office, your check payment system can save plenty of time when issuing payments. However, there are some safety concerns with check ... Read More »
A successful restaurant needs good accounting to survive. With high costs in labor and material, even successful restaurants operate on thin profit margins. Good bookkeeping can maximize that margin to the owner’s benefit. Bad bookkeeping can make the restaurant unprofitable, regardless of sales. As the owner of a small restaurant, you may find yourself confused by accounting. You entered business ... Read More »
In the 1990’s the Fair Issac Corporation, also called FICO, introduced the first credit score. These scores determine the borrowing power of every American. Despite other means of determining credit, the FICO score has remained the top way banks determines loan approvals. You may be buying an existing business and are in need of a loan. As an American looking ... Read More »
To protect your business from the sharing after the divorce, you need to follow several rules that are rather clear and understandable. A business is like one more child that requires constant treatment. Sometimes, the protection of the company from divorce can take years. Be prepared for the process that is continuous. In this post, we will consider all the ... Read More »
The small business administration, or SBA backs a series of business purchase loans. These loans are devised and guaranteed by the SBA, then offered by banks and other lenders. The SBA offers these loans to help entrepreneurs buy existing small businesses. As a would-be entrepreneur, an SBA loan can provide you with the funds to buy a business even if ... Read More »
Luxury senior living is an increasingly popular option for retired seniors. These luxury communities offer upscale amenities such as restaurants, entertainment, and fitness centers. As someone who is retired and looking for living options, luxury senior living may be how you want to spend the rest of your days. You may be asking yourself “When should I refinance?”, and decide ... Read More »
Finding a reliable, accomplished financial advisor is an essential step toward developing a successful business. If your looking for business help, one place you may look is to a financial advisor. Location and funding are two factors that may make this difficult for business owners. These two factors are fortunately meaningless when hiring a virtual financial advisor. As a business ... Read More »
When thinking about credit reports and credit bureaus, many people immediately think of the three largest credit reporting agencies. These three are TransUnion, Equifax, and Experian. While some there are some alternative credit bureaus, the three mentioned above are just the largest and therefore dominate the market. Are Credit Bureaus Run By The Government? It is a common misconception that ... Read More »
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