Business and personal mail, calendars, notes, social networks, and banking services don’t make up even half of the reasons why smartphones are now more popular than laptops. Of course, having everything you need at hand and access your accounts within several swipes is very convenient and helpful in the everyday routine. But, at the same time, this has its pros and cons. Nowadays, any modern smartphone stores a lot of personal information, which cybercriminals may try to steal using apps and offline frauds. Especially when it comes to bank accounts. Fortunately, KYC Service can offer you a solution through digital identity verification software. Read on to learn about the fundamentals to identity verification on mobile devices.
What Is Digital Identity Verification?
Digital identity verification technology is not new. It was invented a long time ago and used in various fields, from the creation of CGI for games and films to the search for criminals by law enforcement officers in various countries around the world. Mobile developers went further and implemented it as a universal way to protect modern smart devices. Today, this proprietary technology saves millions of people from losing their personal data to cyber criminals.
Digital identity verification is based on bio metrics scanning of the face shape and its recognition. In its current state, this involves a camera equipped with two infrared projectors that highlight facial features and store them in the phone’s memory. IR sensors scan and generate up to 30,000 unique points. Due to this feature, even people with similar facial features will not be able to use the phones of each other. According to the developers, the system is capable of self-learning and adapting to the user, regardless of clothing, glasses, and age-related changes in the face.
How To Use Digital Verification
However, there are some things you need to learn about adopting biometric authentication technologies. The most important task is to go through the first scan carefully. Otherwise, your smartphone might be blocked even from you. Don’t forget about lighting. The device will recognize a face even in a dark room, but you need to calibrate it right. When scanning, keep your face as far away as possible. It is better to leave some space for the scanner than to put your face to the smartphone’s camera. Don’t turn too fast. Theoretically, you can just roll your head, but in practice, the slower you do it, the better the head shape will be scanned. In short, identity verification can be found on iPhones as Face ID, and on Androids as Face Unlock.
How Digital Verification Can Help
Mobile banking in smartphones is a very helpful technology, but users are only getting used to the ability to pay for a purchase by placing a gadget on a terminal using vendor security management payment technologies. The transition to the digital world is fraught with the illusion of security. Despite this, security depends primarily on the behavior of the user and ways for smartphone users to defend themselves. Therefore, no matter what financial apps for smartphones you use, you should first master the technique of securing mobile payments.
The development of face verification technology in bank transfers can be especially relevant and helpful. Now, many best banking apps work only through digital verification. Transfers, payments, and other monetary transactions are carried out only after the user confirms this action. Despite the level of security provided by banking applications, fraudsters still manage to withdraw money from your account. In this case, face recognition helps prevent such incidents. Therefore, if you are the owner or user of such an application, we recommend you to use the verification function on your smart device or embed it in your application.
In addition to identity verification, there is also digital signature and fingerprint identification. All these features help both ordinary users and developers to ensure even greater security of using bank cards and accounts on mobile phones. Without your confirmation by any of these methods of identity verification, individuals will not be able to hack your card or smart bank accounts. Moreover, identity verification can help to protect your phone even if it was stolen or lost.
If you still doubt using digital identity verification, imagine a situation where you get notifications about withdrawing cash from your account. Some people can simply not give a rush for it since many banking apps send notifications with a little delay. And if you made some purchases recently, you probably don’t even notice that you’re missing several hundred at first. But the worst thing is that once the scammers get access to your account, you will have a hard time renewing your finances and data. However, identity verification will help you to avoid it.