A report by the US Bureau of Labor Statistics found that 60% of company vehicle incidents happen during an employee’s free time. Driving a company car is a privilege offered to loyal and top-notch employees. If you are lucky to enjoy this benefit, you don’t have to worry about automobile expenses. Employers take care of all vehicle expenses, from paying gas to repairs and maintenance. If you are an employer, it is important that you take accountability should an accident involving your organization occur.
So, whether you are the business owner or employee, you should know the necessary steps to follow when dealing with business accidents. Not only will this help you get the maximum compensation, but also keep your employees and business protected at all times.
Ensure Employee Safety
In reality, your first concern will be the well being of all those involved in business accidents. That should be your top priority immediately after a collision. Whether or not your employee was at-fault, make sure they are safe. Insist that the driver and other staff involved in the crash receive a full medical checkup, including imaging studies and laboratory tests. This is the only way to check for internal bleeding, broken bones, spinal cord injuries, and ruptured vessels. Even if the injuries look minor, do not refuse or delay treatment. Failure to provide immediate medical assistance to your employees can play a serious role in the workplace well-being and other legal implications on your part.
Contact Car Accident Lawyer
Employers have to protect the interests of their employees, including those involved in car collisions. That is why consulting with a car accident lawyer is crucial. A skilled vehicle law attorney will provide you with professional guidance on how to handle the consequences of an accident. They will also offer genuine answers regarding common types of accidents, how to file claims, and negotiate a settlement with insurance companies.
Working with the right attorney increases your chance of winning a claim because they will negotiate a fair amount of settlement with the other party. So when hiring a legal expert to guide you through auto accident claim cases, you must be cautious. Make sure they have the expertise to handle accidents involving a business car. Perform a background check to be sure they are knowledgeable about DUI laws, employment laws, and other driving regulations. Also, go through customer testimonials. This step will help you know if the lawyer offers satisfactory services and that they belong to a reputable law firm.
Understand Your Responsibilities
Remember, you need to protect your company’s reputation and assist your employee file an injury claim if they were not at-fault. For these reasons, ask your attorney to help you understand the next steps you should take after the accident. An experienced lawyer will give you details of the evidence you will need to collect and preserve. Before you can make any decision, think about the repercussions of the car accident, as they will affect future business decisions and operations. Review your company’s protection policies and determine if you need to change the current lower car insurance for comprehensive coverage.
In addition, seek guidance about employer liability for an employee car crash. Employers are liable for injuries and damages caused by their employee’s negligence. If at the time of the accident, your staff was on duty, you will be accountable for any injuries and property damages. Other factors that make employers liable for business vehicle crashes include negligent hiring and retention, careless car lending, or driving damaged cars.
Notify Your Insurance Company
As an employer, you have many reasons to contact your insurance company about an accident. First, you will need detailed information on your company’s auto policy. You want to be sure it covers the incidence and that you are eligible to receive compensation within the shortest time possible. Depending on your coverage, your insurer will provide financial aid for car repairs, automobile rental services, and medical expenses for injuries experienced during the accident. However, insurance companies can only do this if you inform them. Informing your insurer is crucial if the other driver does not have coverage. Your policy provider will pay for damages and injuries under uninsured motorist coverage. No matter which party was at fault, always notify your insurance company when an employee is involved in an accident with the company car.
When a crash involving business cars occurs, it is the employers’ responsibility to ensure that their drivers are safe. Even if the employee was at fault, you must show concern about their well-being. Apart from providing medical assistance, leaders should also enlist personal injury lawyers to help protect the interests of the driver and protect the organization’s image. An attorney will help collect the required evidence to build a strong case and negotiate settlement amounts that don’t hurt your company’s finances.