Small business 401(k) plans have a ton of advantages for small business operations. Small businesses find it hard to compete with larger corporations when it comes to finding talented employees. But, business owners can make it easier on themselves to find top talent by making a few simple changes. By offering a 401(k) at your small business, top talent will ... Read More »
At some point of every person’s life, their apartment life that was once perfect hits a breaking point. One day, their apartment seems ten times smaller from when they first bought it, the plumbing always seems to need assistance, and the neighbors are constantly in the way. So, how do people typically solve these problems? This sometimes signals they are ready to upgrade ... Read More »
Expense management functions are some of the most important indicators of overall business performance. If a business cannot manage expenses properly, it will not take long for the organization to fail. That is why proper expense management practices are a crucial component of effective business finance management. If you are a small business owner, you need to learn how to ... Read More »
Business owners have many financial tools at their disposal. Yet, very few business owners actually take advantage of all the financial products available to them. This could have negative implications for your business’s growth potential. Commercial lines of credit, in particular, are one such financial service that all business owners should capitalize on. Opening a line of credit, or several, ... Read More »
Business funding keeps operations running. There are many times in business when capital infusions are necessary for continued growth and success. But, that does not make it easy to find these financial products. Not all business owners have the connections it takes to easily find and get approved for business loans. Thankfully, there are resources available online that make it ... Read More »
Self employed professionals have quite a number of options when it comes to saving for retirement. There are many different financial products that help self employed people save for retirement. One option is to open an IRA for self employed workers, called a SEP IRA. If you are self-employed however, it is important to remember that not all financial solutions ... Read More »
If you swim in federal student loans, chances are they’re serviced by AES-PHEAA, under the name of FedLoan. It’s good to know that each federal loan is given to a servicing company for collection and management. However, you don’t choose which one. This actually means that, even if you have to pay the department of education, that’s not where your ... Read More »
Leasing a car is one of the more popular car financing options today. Buying a car no longer offers consumers the same benefits it once did. However, leasing a vehicle can still get quite pricey for the average consumer. Of course, if there is any chance of saving money, any consumer will jump at the opportunity. Thankfully, there are ways ... Read More »
Interest rates fluctuate from year to year. These fluctuations have a ton of implications on stock market performance, economic growth and a number of important areas. Still, most consumers do not know what influences interest rate changes. Understanding these interest rate influences could be financially beneficial, however. It will allow you to make the most informed lending choices possible. If ... Read More »
For small-to-medium business owners the line between the personal and the professional can get blurry. It goes beyond spending time on your home computer at nights catching up on emails and urgent tasks. It’s about emotional involvement first and foremost and how the decisions you make affect your life-work balance. The simplest example would be taking a vacation. For a ... Read More »
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