
5 Smart Beta Strategies That Will Optimize Your Portfolio
Smart beta strategies present a method of investing that focuses on attaining Alpha, which is a term used to describe a strategy’s ability to beat the market. This is often done by combining passive and active investing strategies. Smart beta strategies generally seek optimal construction of a well-diversified portfolio with top investment products. Related investment approaches apply to asset classes including equities, fixed income, commodities and multi-asset classes. As an investor, you may be seeking out strategies that will lead to

How To Set Up A Virtual Business Address Service For Home Office
A virtual business address can be a great way for home business owners to boost their branding and streamline their business processes. While using a home address for a business is free, a virtual address looks more professional and helps to protect the privacy of the business owner. Additionally, a business cannot use a residential address if they are applying for a business loan from most banks. Business owners who want to take advantage of these financing options must contract with

A Beginner’s Guide To Investing In Rental Property UK
There are several key steps to invest in rental property in the UK. One of the most popular investment strategies in the UK is buy to let. This is where investors purchase a property that they intend to rent out to tenants, rather than live in it themselves. When renting your buy to let, screening tenants for the property is essential. Surely, you can generate monthly or quarterly returns from your tenants’ rent payments. In addition, you can increase your earnings

How To Choose The Best Drinking Water For Office Delivery Services
thEl There are many methods of choosing the best drinking water for office services. Inadequate hydration leads to headaches, loss of focus, and affects productivity in the workplace. Prevent these symptoms by implementing an office water service to increase morale and efficiency. Since dispensers serve as a place for employees to gather, they can discuss movies, sports, pop culture and weekend plans. Of course, this area contributes to the overall social atmosphere of the business. The employee camaraderie enables stronger relationships,

5 Effective Employee Retention Strategies For Small Businesses
For small businesses, employee retention strategies keep key team members growing and thriving at the company. Often times, keeping their talent from moving on to larger firms can be a constant challenge. Higher pay can help, but many employees are actually willing to forego a pay increase if they feel the job fits their expectations better. These expectations can range from career opportunities to management style. Small business owners need to figure out what their employees expect and create solutions accordingly.

An In-Depth Comparison Of Audio Vs. Video Conferencing For Small Business Meetings
There are several core factors to help you choose between audio vs. video conferencing for your small business meetings. Both business meeting styles allow you to use the internet to foster engaging, professional team conferences. With video conferencing tools, you can use interactive webcams, backgrounds, and annotations to make your meeting more exciting. Audio meetings, on the other hand, allow you to easily conduct professional meetings only using voice. Of course, there are upsides and drawbacks to both forms of conferencing.

How To Choose The Best Security System For Business
Deterring theft through security systems is a way to ensure that the loss of revenue is minimal. Theft and fraud account for an estimated annual loss of revenue that between 5 and 10 percent. These crimes can be perpetrated by customers, employees, or third party criminals meaning businesses can have multiple vulnerabilities. Managers looking to prevent security risks or reduce loss of revenue to criminal acts invest in security systems as a way to protect their assets. Here is how you

5 Best Places For Looking For Office Space To Rent On A Budget
There are many places to look for office space to rent on a budget. Businesses often require office space after achieving growth milestones such as generating consistent revenue, hiring its first few employees and meeting new clients. Office spaces provide businesses with internet, phone, and networking services necessary for their continued expansion. As a business manager, searching for office space can be challenging due to your business’s specific needs, budget, and growth potential. Of course, you will also have to review

How To Be Successful Through Digital Transformation In 2020
Digital transformation involves the incorporation of digital technology into all areas of the business. Such fusion changes the way the company operates and meets customer needs. It also entails a change in the culture of the organization. Businesses need to challenge the status quo, experiment, and be open to failure. Such changes encompass areas like: Transforming The Business Process As much as organizational culture is necessary, the idea of “we have always done it that way” in business seems outdated. Business

Essential Business Firewall Router Hardware For Network Security
There are many essential business firewall router hardware options that provide network security. This hardware monitors traffic and keeps your local network secure. As cyberattacks become more complex, so have routers and their firewalls. Many of today’s firewall routers include intrusion prevention (IPS), antivirus, web filtering, and anti-spam services. As a business owner, understand that 43% of all data breaches impact businesses like yours. Therefore, protecting employees from cyberattacks as well as your business network with firewall router hardware is imperative.

5 Best Options For A Small Business Working Capital Line of Credit
There are many options for small businesses to obtain working capital lines of credit. These lines of credit enable small businesses to cover gaps in cash flows and seasonal cycles. Unlike many other funding options, working capital lines of credit only require the receiving business to pay back the money they use. As a business owner, working capital lines of credit supplement your business’s daily cash flow. They can also help you avoid cash flow mistakes. In fact, lenders offer different

5 Reason Why CPQ Makes Sense For The Manufacturing Industry
There are many reasons why manufacturers need a CPQ system for configuring, pricing and quoting. After all, the variables that exist make this process prone to errors when done manually. Plus, preparing a quote on your own requires a lot of time since there are numerous factors to evaluate before you arrive at a decision. Read on for reasons why CPQ makes sense for the manufacturing industry. Build Quotes Faster When it comes to the sales process for manufactured products, it

5 New Lease Accounting Rules For Lessors
In 2016, the US federal government changed the accounting standards for lease agreements. These new standards, going into effect in 2020 and 2021, present several challenges for lessors. In order to keep their books in compliance with the new rules, lessors have to change several aspects of their recording process. To do this, they must first familiarize themselves with the new rules and processes. Here are the most prominent new lease accounting rules for lessors. Initial & Subsequent Valuation The new

Neat Office Organization Tips To Lower Stress From Your Daily Workload
Work can be challenging, with lots of different elements coming together. There are lots of things to be dealt with and even more organization needed to keep on top of

What Venture Capital Firms Offer Start Ups With Long-Term Potential
Venture capital is financing that investors provide to start-up companies and small businesses that they believe have long-term potential. If the business succeeds, they profit from their investment. Often, they

Technical Procurement Process Guidelines To Obtain Goods And Services
Procurement is the act of obtaining goods and services. Unlike consumer purchasing, procurement is a business process that follows consistent steps for the purpose of filling a need for the

Using Home Equity Loans As A Cheap Way To Finance Business Ventures
All businesses need a line of credit. Cash flow is king and unless you have positive cash flow running through the business, it won’t be long before you run out

Popular Depreciation Methods To Calculate Asset Value Over The Years
Depreciation is the loss of value over time. Assets often lower in value over the years due to wear and tear. For the average individual, this is most commonly seen

Find The Right Property Insurance Policies To Protect Business Assets
One thing all on-location businesses have in common is their need for commercial property insurance. You do not need IBM business analytics to tell you that. Retail, manufacturing, technology or

Dealing With Business Accidents To Get Max Compensation For Losses
Most of the time, business owners worry about what would happen if an employee or member of the general public were to get injured on the premises or as a

How Bank Reconciliation Statements Provide Maximum Financial Security
Bank reconciliation is a process performed by a company to ensure that their financial records are correct and match up with the bank’s records. For many new and small business

Types Of Financial Leverage To Consider For Business Funding Solutions
Financial leverage is a business term that is used to describe the debt or borrowing of funds that are then used to purchase a company’s assets. As a new business

Popular Workplace Benefits To Keep Employees Happy And Motivated
It is typical for companies to offer a 401k plan or health insurance as part of the employee benefit package. However, there are many other perks and benefits that employees

How Business Can Rescue A Failing Education System With Philanthropy
Business-education partnerships are a mutually beneficial relationship between a business and a school or community organization as they work toward established goals. These types of partnerships are a great way

How To Perform A Cost-Benefit Analysis To Make Better Financial Choices
If you do not work in business, you may have heard the phrase “cost-benefit analysis” only in passing. However, at the heart of this business term is a concept that

How To Find Personal Loans That Can Actually Improve Your Credit Score
If you have good personal credit, the best personal lending options will be available to you and your business. If you don’t have a lot of experience with personal lending,