Category Archives: Finance

How To Secure Mortgage Loans For Self Employed Individuals

Securing mortgage loans can be a strenuous process for any prospective homeowner. This is even true for prospective homeowners who use the top mortgage tips. Self-employed individuals such as yourself may have even more hurdles to navigate during the process. Lenders often avoid offering capital to self-employed persons due to the higher risks that accompany a less stable income. However, ... Read More »

How To Choose The Best No Origination Fee Personal Loans For You

When first-time borrowers begin looking at their personal loan options, they often have questions about origination fees. In simple terms, origination fees are fees charged upfront. Borrowers pay these fees to lenders in order to process new loan applications. Most lenders determine their origination fees based on the loan amount, the borrower’s credit score and the term length. Because it ... Read More »

5 Best Refinance Options For Mortgage With Bad Credit

Homeowners look for the best refinance options for mortgage for a variety of reasons. For instance, a homeowner may want to lower their interest rate after discovering that their mortgage rate predictions were incorrect. Other homeowners turn to refinancing in order to shorten their loan terms. Because of these benefits, even homeowners with bad credit want to refinance their mortgages. ... Read More »

7 Ways To Save Money Using Your Credit Card

Despite how often they are used today, credit cards have a bad reputation among consumers. Contrary to most consumers’ beliefs, it is possible to save money while using one. Some professionals actually improve their financial states by using credit cards. As a professional struggling to maintain a healthy financial status, you need to learn how to use your credit card ... Read More »

5 Best Mortgage Loans Without PMI For Homeowners

Many banks and lenders require private mortgage insurance (PMI) for conventional mortgage loans. PMI protects the bank or financial institution if you as a borrower cannot repay the loan. You may be worried because loans with PMI end up costing you more money in the long run. For this reason, first time home buyers and experienced home buyers alike look ... Read More »

How To Write A Promissory Note For A Personal Loan

Sometimes referred to as a note payable, a promissory note is a legal document in which one party promises payment to another. As a lender giving a personal loan to a friend or family member, consider drafting a promissory note to lay out the terms for the borrower. As long as you have the right information in the document, you will not ... Read More »

How To Stay Disciplined When It Comes To Your Money

Adults struggle with financial problems for a variety of reasons. Some may have agreed to poor student loan rates while others abuse their credit cards on a daily basis. One thing that all of these adults have in common is that they can reduce their struggles by staying financially disciplined. As a professional trying to improve your current financial state, ... Read More »

5 Best Secured Business Loans For Your Startup

Most businesses just starting up need to take advantage of secured business loans in order to begin or expand operations. Some start by searching for easy business loans while others have no idea where to begin. As a startup owner, it is important that you know your options when exploring secured business loans for your company. Even if you have a ... Read More »

How To Decide If Bankruptcy Is Right For You

Filing for bankruptcy is a serious matter. Thousands of individuals choose bankruptcy as an affordable debt relief option each year. However, many do not understand what does bankruptcy do or whether or not it is right for them. As a professional struggling financially, you may be considering filing for bankruptcy. Before doing so, you need to decide if it is ... Read More »

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