Every small business owner should be familiar with the five different account types that are used to record and monitor business activities. If you are currently using t-accounts to track your business finances, pay attention to these essential small business accounts. These five accounts are essential for every company and contribute to the three key financial statements: income statement, balance ... Read More »
Mergers and acquisitions (M&A) offer companies opportunities for growth. As a business owner struggling financially, you can benefit from partnering with another business in the same industry. By coming together, you and a former competitor can create a new, improved business that will beat out other competitors. Unfortunately, one of the two companies often loses upon making a M&A deal ... Read More »
What is refinancing? It’s when a borrower takes on a new loan to pay off an original loan. Typically, refinancing a loan will get the borrower a lower rate. When a home owner has a mortgage, they might want to refinance the loan to save on expenses. When the homeowner pays lower interest, they can save a significant amount of ... Read More »
Businesses require funding. This is true of all different times in the lifespan of business operations. It is not only in the business startup phase that an organization requires capital infusions. Further business expansion requires quite a bit of capital funding to really take off. In those cases, it can truly benefit your business to find cosigner loans to shoulder ... Read More »
Numerous successful business owners have applied for unsecured loans. As a business owner, whether you are in the fast food industry or retail, you know the struggle of qualifying for business loans at banks. You may not have the necessary collateral. Without a loan, your business could meet its end. Business owners take out loans to pay for various necessities ... Read More »
Buying a new home is exciting. Who would not want to have a new home anyway? But though you are dreaming of your new house, you should not be too excited and buy one immediately without thinking about it many times. Buying a new home is a serious financial decision. You might have to consider financial issues that might come ... Read More »
Low income insurance plans assist unemployed job seekers in finding necessary coverage. As a currently unemployed job seeker yourself, you may be struggling with finding a low income insurance plan. Without insurance, you feel vulnerable and constantly worried. Medical bills, in particular, can cause an immense amount of worry for the uninsured. Financial professionals can offer assistance, but you may ... Read More »
Stocking an office requires quite a bit of capital. It also requires a lot of office supply shopping savvy. You need to know the best office supply stores to visit to stock your office supply cabinets for the lowest prices year round. Of course, you do not want to sacrifice quality on your quest to find the cheapest office supplies. ... Read More »
In recent times, the Financial Conduct Authority (FCA) introduced new requirements pension transfer rules. The changes make contingent charging plans no longer commercially viable. This completely disrupts the traditional recurring revenue model rule. Although they did not ban the practice outright, these new laws have significant effects on pension plan advisors and their clients. Protecting Pensions Understandably, people are enormously ... Read More »
Potential renters always cringe at the thought of an apartment credit check. As a potential renter yourself, you are familiar with the uneasiness. Renters with all types of credit scores feel it, too. Those who have a good credit score could have had some hiccups in the past. Renters with a poor credit history may have found themselves unapproved before. ... Read More »
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