When FICO levels fall, consumers have difficulty taking out more loans. The lower the score — the lower the odds of your next application being accepted. It may be rejected, or you will be charged more interest. If you notice your total drop, take action quickly. Do you monitor your score? Every year, you are entitled to a free copy ... Read More »
1099 employee contract workers have several crucial rights delegated to them. In fact, knowledge of these various rights ensures the proper classification of employees and independent contractors. Misidentifying these workers often exposes businesses to significant legal and financial penalties. Of course, many of these contractors use temporary work to start earning income. As an HR professional, avoid these penalties while ... Read More »
There are many great entertaining company holiday party ideas, even on tight budgets. Company holiday parties often unite office cultures and allow light representations of ideal cultures. Additionally, they provide opportunities for recognition and employees to interact with upper executives. As a business manager, boost your team’s morale with a high-quality company holiday party in an affordable manner. Read on ... Read More »
Real estate agent recruitment can cost your brokerage a lot of time and money, especially if you don’t have a well-defined strategy in place. To succeed in this aspect of business, you need to learn more effective ways to attract, screen, and hire the right candidates. One solution for these recruiting concerns is to use technology, such as CRM software, ... Read More »
There are many insightful employee culture survey questions that provide quality feedback. Culture surveys help managers solve critical company problems, enhance their workplaces, and identify employee strengths. The questions being asked, how they’re being asked, and the available response options often have a significant impact on survey results. As a business manager, ask direct, neutrally-worded questions about things you can ... Read More »
There are several steps to opening a futures trading account. Futures are financial transactions requiring investors to buy or sell at specified prices and predetermined dates. These accounts typically offer significant gains and accessibility to experienced investors. Often, trading futures effectively requires less upfront capital than simple day trading. As an experienced investor, you should use your broker’s services, platforms, ... Read More »
Covid-19 continues to be an extremely potent threat to employee safety in 2021. The situation is expected to improve soon, but taking preventive measures is still just as important now as it was last year. Of course, these processes are pivotal to address and support your employees. To keep your business and employees safe from the viral pandemic, health safety ... Read More »
There are several steps to implementing an employee point based reward system. Many studies have displayed a direct correlation between employee recognition and engagement. In fact, Gallup states that low employee engagement costs American businesses up to $370 billion annually. Alternatively, high employee engagement levels significantly increase absenteeism and turnover. As a business manager, point based recognition programs increase productivity ... Read More »
There are many creative CD investing strategies for safer profits. Certificates of deposit (CDs) are versatile account types used by many investors to grow their capital safely. Since they are a type of bank account, investors tend to use CDs to eliminate the risk of losing portfolio money. In fact, most investors use CDs as a simple, safe way to ... Read More »
There are several essential steps to get started with forex trading. Commonly referred to as the foreign exchange market, forex trading is like a currency exchange you might make when travelling to another country. Indeed, a trader typically buys one currency and sells another. For example, a forex trader might buy U.S. dollars and sell Euros if they think the ... Read More »
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